Whether you have received a small fine or a custodial sentence, if you have convictions that are not spent under The Rehabilitation of offenders Act 1974 then your existing insurance is likely to be invalid. You are required to disclose all unspent convictions to your insurer and unfortunately the vast majority of insurers will decline to insure you or cancel your policy. The saem applies for CCJs or bankruptcy.
What then? You still need to protect your trade property or office contents, you still need liability insurance to trade legally
Here at Insurable, we understand the difficulty ex offenders face when trying to obtain insurance, which is why we have developed solutions with well known Insurers to provide liability insurance for people with shops, offices and commercial property owners with criminal convictions or a criminal record.